Our Auditing department conducts initial audits on properties sold at foreclosure auctions to identify individuals and families who may be entitled to funds. We utilize public records to locate and communicate with these individuals and families via phone, text, email, or direct mail.

Initially, we do not have precise information on the amount owed. However, our outreach indicates a substantial sum may be due to you. Upon notifying the fund-holding office, they will conduct a review, typically through their legal representatives, to determine the exact amount owed. Any outstanding liens or judgments reported in the title report will be settled before the final amount is determined. It’s important to note that unrelated debts, such as credit card bills or medical expenses, are not considered, except in specific bankruptcy cases.

We operate on a no-advance-fee basis. We do not request credit card information, bank account details, or upfront payment from you. Our compensation is contingent upon successfully recovering your funds.

We will furnish a detailed agreement outlining our services, which you should review thoroughly before signing. If desired, you may seek legal counsel to review the agreement on your behalf. This agreement delineates the percentage of funds allocated to us upon successful recovery.

On average, the process takes approximately 3 to 4 months to complete. However, each case varies and may take shorter or longer depending on several factors, such as the state of residence, complexities of the foreclosure process, mortgage history, presence of liens, and the number of rightful heirs involved.

In cases where the rightful heir is under the age of 18, our legal team assists the guardian in obtaining legal guardianship and establishing Power of Attorney over the minor heir to facilitate the release of funds to the family.

As each case varies, all heirs are required to provide a copy of their Driver’s license, the Death Certificate of the deceased, and complete an Affidavit of Heirship detailing the family tree to establish rightful heirs. Our organization will provide the necessary Affidavit and guidance on completion.

While you have the option to pursue this process independently, engaging our services alleviates the burden of researching fund whereabouts, contacting relevant parties, retaining legal representation, managing government documentation, and navigating legal intricacies. Our expertise and industry knowledge mitigate risks associated with the process.